HCS Restoration, we work with you on your needs, property and budget. Everyone deserves home comfort but not everyone’s budget is the same. For the convenience of our customers, we offer both traditional and PACE financing through Renovate America and traditional with Hearth Financing.

Renovate America

What exactly is traditional financing? This type of financing is secured by reviewing your credit history, assets and current loans.

We offer traditional financing through Renovate America’s Benji Financing. Through Benji, you have the option of standard or special financing with fixed rates. Enjoy the convenience of financing your project with online, in-home approvals with $0 down.*

*$0 down applicable on financing from $2,000 – $50,000.

Learn more about Benji here and if it is right for you.


See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.

Hearth makes it easy for you to find monthly payment options for your project with:
Loan amounts up to $100,000
Affordable monthly payment options
Funding within 1-3 days
No prepayment penalties
No home equity required

Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.

Learn more about Hearth here and if it is right for you.


What exactly is PACE and how does it benefit me? PACE stands for Property Assessed Clean Energy. This type of financing is for energy efficient home improvements. The benefit of PACE financing is that the home improvement costs are tied to the property itself as opposed to the property owner, meaning the repayment can be transferred with the property ownership. This convenient financing option enables you to finally upgrade your home to total home comfort along with energy savings. Let PACE financing with Renovate America’s HERO Program be your answer for tackling larger projects with a long-term investment.

See if your home improvement project is eligible for HERO financing here.